Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...

Carrying credit card debt is an increasingly costly proposition. Average interest rates on credit cards have skyrocketed in recent years and are now more than 20 percent. In 2022 — the most recent ...