The gov't agency responsible for policing credit reporting agencies is being defunded. How can you make sure your credit ...

Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

U.S. consumer borrowing rose by $13.09B in September, against the $10.50B increase expected and $3.13B growth in August (revised from $0.36B), according to data released by the Federal Reserve on ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Rising credit card delinquencies across all income levels signal broad consumer strain, despite strong headline economic data and record equity markets. Consumer spending is increasingly reliant on ...

(Bloomberg) -- Gen Z borrowers took the biggest hit of any age group this year, helping pull overall credit scores lower in the worst year for US consumer credit quality since the global financial ...

Russell Vought, director of the Office of Management and Budget and acting director of the Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau suddenly added new ...

The consumer-credit map has been redrawn over the past decade. Buy Now, Pay Later (BNPL) sprinted from niche checkout option to mainstream phenomenon, while payday loans and earned wage access (EWA) ...

Spinwheel, the agentic AI-powered credit data and payments platform, today announced a strategic investment from Citi Ventures. The funding will support Spinwheel’s continued go-to-market growth, ...

US states that have legalized sports betting have seen a rise in delinquency rates on consumer credit products and a decrease in credit scores, according to a new report from the Federal Reserve Bank ...