Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...

'Just because people will lend you money doesn't mean that you need to take it - or that you can afford it,' one consumer-finance expert says It can be tempting to throw all your holiday purchases on ...

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If you're *this close* to paying off your credit card balance and want to walk into the new year debt-free, there are a handful of small, but helpful, steps you can take in these last couple weeks you ...

These are seven of the most popular money tips Ramsey has shared over the years.