Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

Silvio Tavares’s letter, “VantageScore Predicts Risk Better Than FICO” (Letters, Feb. 23), is irresponsible and incorrect. Mr. Tavares, VantageScore CEO—along with the mortgage market—know that FICO ...

SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...