Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Grad PLUS loans will no longer be an option for new borrowers after July 1, 2026. Historically, the Grad PLUS loan allowed ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

College costs often exceed the amount families can pay up front and students can borrow. To cover the leftover expenses, many parents take out federal loans in their names. These Parent PLUS loans ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...

Federal student loans are in the midst of the most significant changes in a generation after Republican lawmakers in Congress and the Trump administration signed the “One Big, Beautiful Bill Act” last ...

Sweeping student loan forgiveness changes for federal student loans are going into effect this year following a number of significant legislative, legal, and policy developments. And millions of ...

Nash Community College officials recently announced it will no longer participate in the Federal Direct Student Loan Program beginning in the fall 2026 semester. Edgecombe Community College issued a ...

Parent PLUS loans will undergo significant changes as part of the extensive overhaul to the federal student loan program. While parent borrowers will lose access to more affordable repayment plans, ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...