Care for people who can’t take care of themselves is expensive, and regular health insurance doesn’t cover the cost.

How does long-term care insurance work? Long-term care insurance works in much the same way as health insurance. You pay a premium, most often in regular installments ...

States are stepping up to respond to the need for long-term care services and supports in innovative ways. A panel looked at some of those strategies during the 2025 Harkin Institute Retirement ...