Generally, RMDs must be withdrawn by the end of the year. Your first distribution, however, can be delayed until April 1 of the following year. If you turned 73 on Oct. 1, 2026, for example, you have ...

As investors reach the age of retirement after years of diligently investing, many wonder about the rules for retirement account distributions and how much should be withdrawn from these accounts.

Don't skip calculating your Required Minimum Distributions (RMDs) as retirement nears or once you're already retired. You'll avoid hefty tax penalties and keep more of your hard-earned savings intact.