We don't usually think of Santa when we shop for life insurance, but may find ourselves confronted with myriad clauses included in the applications' finer print. Historically, these clauses have ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, ...

Col Fullagar takes a look at insurance clauses and explains why insurers need to offer greater clarity to customers. The catch-cry of too many an insurance client is “the big print giveth and the ...

In a tower of insurance policies where the primary policy did not contain a choice of law or jurisdiction clause, a clause in the excess policies that purported to follow the choice of law and ...

Most insurance policyholders believe that once they are admitted to a hospital, the insurer will pay the bills. However, health insurance policy documents often include a “reasonable and customary" ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...

The United States Constitution, a U.S. treaty, two federal statutes, a state statute, and a commercial contract walk into a bar. The federal statutes are arguing. The Constitution, the treaty, one of ...

Virtually all insurance contracts contain a "cooperation clause" among the standard policy provisions. The clause places an affirmative duty on an insured to assist its insurer in the investigation ...

Canadian homeowners can find themselves caught off-guard by a series of insurance clauses they may not know about, one expert shares. That’s where brokers should step in to help homeowners understand ...

U.S. life insurance firms, their best crop of prospects now earmarked for military service, last week broke out in a rash of war-risk clauses in all new policies. Anything but uniform, the clauses all ...