Explore top short- and long-term CD rates available today ...

Top CDs this week offer up to 4.20% APY -- consider locking in a strong return now in case rates drift lower as we get further into 2026.

Right now, the best 1-year CD rate is 4.25% APY from Abound Credit Union. Compare the top 1-year CDs available nationwide with their minimum deposits, terms, and more.

Interest rates available on certificates of deposit (CDs) in recent years have been exponentially higher than where they started the decade. In 2020, for example, they hovered around or below 1%. But ...

The interest earning potential of all three is high, but that's not the only item savers should be thinking about now.