The loans faded from popularity after helping fuel the 2008 financial crisis, but now high mortgage rates have more borrowers turning to them.

Mortgage rates, on the other hand, are right there with the markets (and, let's be honest, plenty of Americans). By "right ...

The benchmark 30-year fixed mortgage rate just broke below the 6% threshold. The MoneyShow Chart of the Day shows that the average 30-year home loan rate from Freddie Mac dipped to 5.98% this week, ...

The average interest rate on a 30-year, fixed-rate mortgage rose to 6.38% APR, according to rates provided to NerdWallet by ...

The Federal Reserve's 25-basis-point rate cut in October — its second of 2025 — has started to ripple through the housing market. Mortgage rates, which have remained stubbornly high throughout most of ...

Mortgage rates have been historic in their own right during the past few years. The average 30-year fixed rate reached an all-time record low of 2.65% in January 2021 before surging to 7.79% in ...

3% mortgage rates are unlikely to return soon. Current low-rate mortgages are causing a "locked-in" effect. Housing affordability remains a significant challenge, especially for first-time buyers.

It's a good question, and the fact that it resonates reveals a lot about the U.S. housing market and its prospects for recovery. Here's a look at why both matter, and what the housing market needs ...