Retirement expert Jamie Hopkins, co-author of “Your Retirement Sketchbook,” joins MarketWatch’s Beth Pinsker to discuss Roth ...

Roth conversions and strategic withdrawals can minimize the impact RMDs can have on your taxes.

People with Roth IRAs generally have to wait five years before withdrawing earnings from their account. But the devil is in ...

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest ...

Conversions are not right for everyone, so it's important for leaders to consider their risks to find the strategy that's ...

Your 401(k) plan may allow you to contribute far more than you think, after-tax, converted directly into a Roth account. Most plan participants in their 50s and 60s with substantial balances have ...

Pay income taxes on converted funds. Plan conversions strategically to manage tax impact and maximize retirement benefits.

Your 401(k) plan may have a third contribution bucket that HR never mentioned. For some plans, the account accepts far more money each year than the standard employee deferral limit suggests. The ...

Roth conversions get a lot of hype, but for federal employees nearing retirement, rushing could mean higher taxes and fewer ...

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...

When it comes to Roth conversions, traditional advice is to convert traditional IRAs to a Roth IRA over a period of years to stay within current tax brackets. The theory is that doing so will reduce ...

Learn the updated 2025 backdoor Roth IRA strategy step‑by‑step—from contribution limits and MAGI thresholds to tax filing and avoiding pro‑rata rule traps.