Lenders shrugged off macro-economic headwinds and increased their new credit accounts to top-tier consumers, according to the ...

A lingering Biden-era credit scoring policy is quietly expanding access to credit, which could pave the groundwork for ...

SAN FRANCISCO--(BUSINESS WIRE)--Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U ...

Homeowners and lenders could save nearly $1 billion over the first year of full adoption of VantageScore, according to a newly updated analysis of mortgage credit score costs published by Deep Future ...

The average VantageScore is 700, slightly lower than a month before. There are now fewer consumers in the prime tier, while the subprime and nearprime tiers increased. Delinquencies rose across all ...

In 2024, usage of VantageScore increased by 55% to hit 42 billion credit scores. More than 3,700 institutions, including nine of the top 10 U.S. banks, use VantageScore credit scores and digital tools ...

The average VantageScore credit score dropped to 700 in December 2025, a point lower than in November and down two points from December 2024, according to the latest CreditGauge report from ...

Late-Stage Delinquencies Rising Modestly as K-Shaped Credit Economy Persists Average Balances Climb, But Utilization Stays Broadly Stable Personal Loan and Credit Card Originations Rise Year-Over-Year ...

The VantageScore 4.0 credit scoring model scores 33 million more people than traditional models. With the FHFA allowing the immediate use of VantageScore 4.0 for Fannie Mae and Freddie Mac guaranteed ...