Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

CDs can pay top rates, so it's worth exploring strategies to safely add one to your savings plan. Betsy began her career in international finance and it has since grown into a comprehensive approach ...

A certificate of deposit, often called a CD at banks or a share certificate at credit unions, provides an easy and profitable savings vehicle if you’re holding on to money for a specific event. With ...

CD rates are dropping in anticipation of the Fed potentially cutting its rates soon. This means that CD rates of 5% APY will likely decline and get less competitive. CD ladders can help you earn a ...

A CD ladder can be an excellent way to combine financial flexibility with risk-free, steady income. A CD ladder consists of dividing your money into several CDs of staggered maturity terms. The idea ...

With Federal Reserve rates remaining mostly stable until recent months, savers largely reaped the benefits of high returns on their money, including with certificates of deposit (CD) accounts. While ...