In 2009, Tim and co-founder Jake Gibson started NerdWallet with a goal to bring clarity to all of life's financial decisions. Since then, he's been busy as CEO of NerdWallet, helping inspire our Nerds ...

The average interest rate on a 30-year, fixed-rate mortgage rose to 7.47% APR, according to rates provided to NerdWallet by ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

“Tax the rich” is one of the easiest slogans to get behind as a voter. It’s simple and repeatable. There’s no jargon. Its ...

Amanda is a longtime personal finance editor. She provides content-strategy and leadership support across NerdWallet's verticals. She previously led the international expansion content team (UK, ...

Borrowers typically describe a quick, easy application with a decision often within 24 hours, and even some who weren't approved call the process simple. Negative feedback comes from borrowers who say ...

You're our first priority. Every time. We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work ...

Answer a few questions to quickly get rates from several lenders, or scan our data-backed list of the best loans for home improvement. Checking rates is free and won't impact your credit score. We ...

Our personal loan calculator estimates your monthly payments based on the loan amount, interest rate and repayment term. You'll also see the total cost of the loan, with or without an origination fee.

RBC’s prime rate has been 4.45% since October 30, 2025, . RBC’s prime rate is the basis for its variable-rate lending products, like mortgages, credit cards and lines of credit. When the Bank of ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...