Could your money get stolen when you connect your bank account to a budgeting app? The short answer is yes, IF you pick the wrong app. Legit apps use PSD2 APIs. Bank says, ‘Here’s a read-only window’—they can spy on your doner habits, but can’t move a cent. They’re licensed by BaFin—Germany’s government finance watchdog. Legit apps can’t originate wires. Moreover, they don’t even get your login credentials, as they are stored by this PSD2 API provider. Scammer apps can steal your money because t