🚗 If you cause an accident, can they come after YOU personally? Yes. And here's why your insurance company better have your back. 💼 When you pay for car insurance, it's a contract of adhesion. Fancy term that means THEY control everything. They pick the lawyer. They decide the settlement amount. They choose whether to go to trial. Your job? Show up and let them handle it. ⚠️ But here's the catch: Because they have total control, they have to act in good faith. That means putting YOUR interests