Your engagement or wedding ring could be “insured”… but only when it’s inside your home. A lot of home insurance policies include jewellery cover, but often only up to a set limit and usually inside the house. If you wear your ring out and about — or take it abroad — you often need personal possessions cover or specialist ring insurance. This is why so many people only realise after something goes wrong. If you’re engaged or married, save this. If someone you love wears their ring every day — se
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