Do you *actually* need workers’ comp for your business? 🤔 Some businesses *have* to have it, while others might be exempt – like solo business owners, tiny teams, or family-run businesses. It all depends on where you live and what type of work you do! But here’s the thing: Even if you’re not required to have workers’ comp, getting covered can protect your business from unexpected medical costs and lawsuits. (Especially in high-risk industries!) Find out if you’re exempt and see how much coverag